@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600&family=Inter:wght@400;500;600;700&family=IBM+Plex+Mono:wght@500&display=swap');

:root{
  --bg:#F7F5F1;
  --surface:#FFFFFF;
  --ink:#14213D;
  --ink-soft:#3C4A63;
  --accent:#9C7A3C;
  --accent-soft:#C9AE7C;
  --line:#E1DDD3;
  --radius:10px;
  --max:1160px;
  --font-display:'Fraunces', serif;
  --font-body:'Inter', sans-serif;
  --font-mono:'IBM Plex Mono', monospace;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--bg);
  color:var(--ink);
  font-family:var(--font-body);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}

img{max-width:100%;display:block;}

a{color:inherit;text-decoration:none;}

.wrap{max-width:var(--max);margin:0 auto;padding:0 24px;}

h1,h2,h3,h4{font-family:var(--font-display);font-weight:500;color:var(--ink);margin:0 0 .5em;letter-spacing:-.01em;}
h1{font-size:clamp(2.4rem,4.5vw,3.6rem);line-height:1.05;}
h2{font-size:clamp(1.7rem,3vw,2.3rem);line-height:1.15;}
h3{font-size:1.25rem;}
p{margin:0 0 1em;color:var(--ink-soft);}

.eyebrow{
  font-family:var(--font-mono);
  font-size:.72rem;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:var(--accent);
  display:inline-block;
  margin-bottom:.9em;
}

.btn{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:13px 24px;
  border-radius:6px;
  font-weight:600;
  font-size:.95rem;
  border:1px solid transparent;
  cursor:pointer;
  transition:transform .15s ease, background .15s ease, border-color .15s ease;
}
.btn-primary{background:var(--ink);color:#fff;}
.btn-primary:hover{background:#1e2f52;}
.btn-outline{background:transparent;color:var(--ink);border-color:var(--ink);}
.btn-outline:hover{background:var(--ink);color:#fff;}
.btn:active{transform:translateY(1px);}

/* Header */
.site-header{
  position:sticky;top:0;z-index:100;
  background:rgba(247,245,241,.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.site-header .wrap{
  display:flex;align-items:center;justify-content:space-between;
  height:78px;
}
.brand{display:flex;align-items:center;gap:12px;}
.brand img{width:38px;height:38px;}
.brand-name{font-family:var(--font-display);font-size:1.15rem;font-weight:600;color:var(--ink);}
.brand-name small{display:block;font-family:var(--font-mono);font-size:.62rem;letter-spacing:.1em;color:var(--ink-soft);font-weight:400;text-transform:uppercase;}

.main-nav ul{list-style:none;display:flex;gap:30px;margin:0;padding:0;}
.main-nav a{font-size:.93rem;font-weight:500;color:var(--ink-soft);padding:6px 0;border-bottom:2px solid transparent;transition:color .15s, border-color .15s;}
.main-nav a:hover,.main-nav a.active{color:var(--ink);border-color:var(--accent);}

.nav-actions{display:flex;align-items:center;gap:16px;}

.menu-toggle{display:none;background:none;border:none;font-size:1.6rem;color:var(--ink);cursor:pointer;}

@media (max-width:880px){
  .main-nav{
    position:fixed;inset:78px 0 0 0;background:var(--bg);
    transform:translateY(-110%);transition:transform .25s ease;
    padding:20px 24px;overflow-y:auto;
  }
  .main-nav.open{transform:translateY(0);}
  .main-nav ul{flex-direction:column;gap:4px;}
  .main-nav a{display:block;padding:14px 4px;border-bottom:1px solid var(--line);}
  .menu-toggle{display:block;}
  .nav-actions .btn-outline{display:none;}
}

/* Hero */
.hero{padding:72px 0 88px;position:relative;overflow:hidden;}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;}}
.hero-copy p.lead{font-size:1.12rem;max-width:52ch;}
.hero-actions{display:flex;gap:14px;margin-top:28px;flex-wrap:wrap;}

.fund-stack{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:28px;
  box-shadow:0 20px 45px -25px rgba(20,33,61,.35);
}
.fund-stack .stack-row{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 4px;border-bottom:1px solid var(--line);
  font-family:var(--font-mono);font-size:.78rem;color:var(--ink-soft);
}
.fund-stack .stack-row:last-child{border-bottom:none;}
.fund-stack .stack-row span.tag{
  background:var(--bg);border:1px solid var(--line);border-radius:4px;
  padding:3px 8px;color:var(--ink);
}
.fund-stack .stack-bar{height:6px;border-radius:3px;background:var(--line);margin-top:6px;overflow:hidden;}
.fund-stack .stack-bar i{display:block;height:100%;background:var(--accent);}

/* Sections */
section{padding:80px 0;}
.section-alt{background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
.section-head{max-width:640px;margin-bottom:48px;}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px;}
@media (max-width:860px){.grid-3,.grid-2{grid-template-columns:1fr;}}

.card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
  padding:32px;transition:box-shadow .2s ease, transform .2s ease;
}
.card:hover{box-shadow:0 20px 40px -28px rgba(20,33,61,.4);transform:translateY(-3px);}
.card .ph{font-size:1.6rem;color:var(--accent);margin-bottom:16px;}

.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;border-top:1px solid var(--line);padding-top:40px;margin-top:56px;}
@media (max-width:860px){.stat-row{grid-template-columns:repeat(2,1fr);}}
.stat{}
.stat .num{font-family:var(--font-display);font-size:2.1rem;color:var(--ink);}
.stat .label{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-soft);}

.img-panel{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);}
.img-panel img{width:100%;height:100%;object-fit:cover;}

.process-list{list-style:none;margin:0;padding:0;counter-reset:step;}
.process-list li{
  counter-increment:step;
  display:grid;grid-template-columns:56px 1fr;gap:20px;
  padding:24px 0;border-top:1px solid var(--line);
}
.process-list li:last-child{border-bottom:1px solid var(--line);}
.process-list li::before{
  content:counter(step,decimal-leading-zero);
  font-family:var(--font-mono);color:var(--accent);font-size:.95rem;
}

/* Table */
table{width:100%;border-collapse:collapse;margin:1.4em 0;}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);font-size:.93rem;}
th{font-family:var(--font-mono);font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-soft);}

/* Forms */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;}
@media (max-width:700px){.form-grid{grid-template-columns:1fr;}}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:20px;}
.field.full{grid-column:1/-1;}
label{font-size:.85rem;font-weight:600;color:var(--ink);}
input,textarea,select{
  font-family:var(--font-body);font-size:.95rem;
  padding:12px 14px;border:1px solid var(--line);border-radius:6px;
  background:var(--surface);color:var(--ink);
}
input:focus,textarea:focus,select:focus{outline:2px solid var(--accent-soft);outline-offset:1px;border-color:var(--accent);}
textarea{resize:vertical;min-height:130px;}
.form-note{font-size:.82rem;color:var(--ink-soft);}
.form-success{display:none;background:#EFF6EE;border:1px solid #BFDCC0;color:#2A5C31;padding:14px 16px;border-radius:6px;margin-bottom:20px;font-size:.9rem;}
.form-success.show{display:block;}

.contact-info-card{background:var(--ink);color:#fff;border-radius:var(--radius);padding:36px;}
.contact-info-card h3{color:#fff;}
.contact-info-card .row{display:flex;gap:14px;align-items:flex-start;padding:14px 0;border-top:1px solid rgba(255,255,255,.15);}
.contact-info-card .row:first-of-type{border-top:none;}
.contact-info-card .ph{color:var(--accent-soft);font-size:1.3rem;}
.contact-info-card p{color:rgba(255,255,255,.75);margin:0;font-size:.92rem;}

/* CTA band */
.cta-band{background:var(--ink);color:#fff;text-align:center;padding:80px 0;}
.cta-band h2{color:#fff;}
.cta-band p{color:rgba(255,255,255,.72);max-width:56ch;margin:0 auto 28px;}
.cta-band .btn-primary{background:var(--accent);}
.cta-band .btn-primary:hover{background:var(--accent-soft);}
.cta-band .btn-outline{border-color:rgba(255,255,255,.5);color:#fff;}
.cta-band .btn-outline:hover{background:#fff;color:var(--ink);}

/* Footer */
.site-footer{background:var(--surface);border-top:1px solid var(--line);padding:64px 0 28px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;}
@media (max-width:860px){.footer-grid{grid-template-columns:1fr 1fr;}}
.footer-grid h4{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:16px;}
.footer-grid ul{list-style:none;margin:0;padding:0;}
.footer-grid li{margin-bottom:10px;}
.footer-grid a{color:var(--ink-soft);font-size:.9rem;}
.footer-grid a:hover{color:var(--accent);}
.footer-brand{display:flex;align-items:center;gap:10px;margin-bottom:14px;}
.footer-brand img{width:32px;height:32px;}
.footer-bottom{
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;
  border-top:1px solid var(--line);margin-top:48px;padding-top:24px;
  font-size:.8rem;color:var(--ink-soft);
}
.disclaimer{
  background:var(--bg);border:1px solid var(--line);border-radius:8px;
  padding:16px 18px;font-size:.82rem;color:var(--ink-soft);margin-top:28px;
}

/* Cookie banner */
.cookie-banner{
  position:fixed;left:20px;right:20px;bottom:20px;z-index:1000;
  max-width:640px;margin:0 auto;
  background:var(--ink);color:#fff;
  border-radius:var(--radius);padding:22px 24px;
  box-shadow:0 20px 50px -20px rgba(0,0,0,.5);
  display:none;gap:16px;align-items:flex-start;flex-wrap:wrap;
}
.cookie-banner.show{display:flex;}
.cookie-banner p{color:rgba(255,255,255,.78);font-size:.87rem;margin:0;flex:1 1 320px;}
.cookie-actions{display:flex;gap:10px;flex-wrap:wrap;}
.cookie-actions .btn{padding:10px 18px;font-size:.85rem;}
.cookie-actions .btn-outline{border-color:rgba(255,255,255,.5);color:#fff;}
.cookie-actions .btn-primary{background:var(--accent);}

/* Page hero (inner pages) */
.page-hero{padding:56px 0 40px;border-bottom:1px solid var(--line);}
.page-hero .eyebrow{margin-bottom:.6em;}

.legal-content h2{margin-top:1.8em;}
.legal-content h3{margin-top:1.3em;}
.legal-content ul{color:var(--ink-soft);}
.legal-content{max-width:780px;}

.breadcrumb{font-family:var(--font-mono);font-size:.75rem;color:var(--ink-soft);margin-bottom:18px;}
.breadcrumb a{color:var(--ink-soft);}
.breadcrumb a:hover{color:var(--accent);}